z.ai (formerly Zhipu AI, rebranded in 2025) offers one of the best value propositions in AI coding: $30/year for GLM 4.7 access with full API compatibility.

What You Get

The $30/year Creator Project includes:

  • GLM 4.7 - 73.8% SWE-bench, chain-of-thought reasoning
  • GLM-4 - General-purpose model for everyday tasks
  • GLM-Image & CogView-4 - Image generation capabilities
  • Full API access - OpenAI-compatible API for any IDE
  • 10-minute fine-tuning - Quick model customization

Why It’s The Best Value Tier

At $2.50/month (billed annually as $30), z.ai costs less than a coffee while delivering:

  • Year-round access without managing free trials
  • Better performance than many $20/month subscriptions
  • API freedom (use with VS Code, Cursor, or any OpenAI-compatible tool)
  • Singapore-based servers (stronger privacy than most alternatives)

VS Code Integration

Configure z.ai as your OpenAI-compatible provider:

  1. Get API key from z.ai dashboard
  2. Set base URL to https://api.z.ai/v1
  3. Use with Continue.dev, Kilo Code, or any OpenAI-compatible extension

The Trade-offs

  • Annual commitment required (no monthly option)
  • Chinese company (though Singapore-hosted) may concern some users
  • Not quite frontier - GLM 4.7 at 73.8% SWE-bench vs Kimi k2.5 at 76.8%

When To Choose z.ai

Choose z.ai when:

  • You’ve exhausted free trials but want sustainable access
  • $20/month for Claude Pro feels too expensive
  • You need API access for IDE integration
  • Privacy matters (Singapore > US/EU for some threat models)

Skip z.ai when:

  • Free trials are still working for you (max those out first!)
  • You need the absolute best reasoning (use free Antigravity Opus 4.5)
  • You prefer monthly billing flexibility

Comparison

ProviderCostModelAPIBest For
z.ai$30/yrGLM 4.7Year-round value
Claude Pro$20/moAll ClaudeOfficial Anthropic
Kimi API$3/1M tokKimi k2.5Pay-as-you-go

Verdict

z.ai is the smartest upgrade path after exhausting free trials. At $2.50/month, it undercuts every subscription while delivering 73%+ SWE-bench performance. The API access means you’re not locked into any specific IDE or workflow.

Start here: z.ai Creator Project


Last updated: February 1, 2026. Pricing and features subject to change—verify at z.ai.